Working past 65 is the duct tape of retirement planning. It’ll fix a lot of problems. If you were unable to save enough to retire, working past 65 helps you put more money away and reduces the number ...
The Canada Revenue Agency (CRA) offers several retirement benefits to Canadians after they turn 65. You automatically become eligible for Old Age Security (OAS) and Guaranteed Income Security (GIS) if ...
If you’re nearing the age of 60, it might be a good idea for you to think about when you’re going to take Canada Pension Plan (CPP) benefits. You’re able to begin drawing them starting at age 60, but ...
You have to delay taking CPP to boost your benefits, but you can get passive income sooner by investing in dividend stocks like Royal Bank of Canada (TSX:RY). If you’re nearing the age of 60, it might ...
If you’re planning to take CPP early, you’ll reduce your monthly cheque by up to 36%. So why would anyone want to do that? The Canada Pension Plan (CPP) is a retirement benefit funded by contributions ...
The federal government’s decision to double the Canada Pension Plan’s death benefit for a small group of contributors has put a spotlight on the adequacy of the amount itself. The standard benefit is ...
Finance Minister Chrystia Freeland says she has asked the Office of the Chief Actuary to calculate a “reasonable” amount Alberta could be entitled to if they pull out of the Canada Pension Plan. This ...
The average Canada Pension Plan survivor’s pension for new beneficiaries aged 65 and up is an underwhelming $323.05. This explains the unique tone of disappointment in the queries I get from readers ...
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