Risk management is a lot like Warhammer 40K. Partly because it’s a nightmarish dystopia dominated by mutant cyborgs, but mainly because in order to play, you have to have a massive and surprisingly ...

Recently, Beijing JD Yuansheng Technology Co., Ltd. applied for a patent titled "Method and Device for Identifying Risk Payments," which has attracted industry attention. The core of this patent lies ...

The Santander US Auto business uses FICO® Platform to enhance the use of machine learning capabilities to support credit risk analysis. FICO Platform enables Santander US Auto to build an analytical ...

The financial world grows on managing risk, but the models used to calculate exposure—from market volatility to ...

While the time reduction is noteworthy, the real story isn't just Moody's impressive efficiency gains. It's how the company's ...

FICO established its own ranking algorithm to ensure its proprietary finance-specific AI models do not hallucinate.

Alternative lending is a vital source of credit for consumers underserved by traditional banks. This study examines how integrating additional data and advanced machine learning enhances default ...