Credit referencing agency Equifax has revamped its scoring system as part of a huge shake up of how it rates you. Equifax is one of the three main credit reference agencies alongside Experian and ...

There are numerous ways to improve your credit score. Some of the basic ways entail maintaining a healthy credit lifestyle by paying your credit card bills on time, keeping credit card utilisation ...

Improving your credit score is essential for securing loans and better interest rates. Key practices include paying credit card bills on time, keeping utilisation below 30%, and avoiding frequent hard ...

There is a popular misconception that increase in credit score is directly proportional to increase in income. In reality, it is far from true. Someone with a high income may have a poor credit score.