New ECL framework shifts banks to forward-looking risk assessment; RBI grants five-year transition period till FY31 to ease ...
Analysts say large lenders like HDFC Bank, ICICI Bank and SBI have strong provisioning buffers, while those with unsecured or ...
Expected credit loss framework to replace incurred loss model from April 2027; analysts say lenders with higher unsecured ...
RBI proposes shifting banks to Expected Credit Loss-based provisioning from April 2027, aligning norms with global standards ...
Shift from incurred loss to expected credit loss model from FY28 to FY31 to impact mid-sized and retail-heavy lenders the ...
The ECL framework, which applies to Scheduled Commercial Banks (excluding Small Finance Banks, Payment Banks, and Regional ...
The guidelines are expected to enhance credit risk management practices, promote better comparability of reported financials ...
The central bank introduced staging criteria for asset classification under the ECL approach, while retaining the extant ...
The proposed guidelines are expected to enhance credit risk management practices and promote better comparability of reported ...
The Prudential Regulation Authority’s (PRA) latest feedback on IFRS 9 will shape the relationship between firms, regulators, ...
The Reserve Bank of India (RBI) has released draft rules on the Expected Credit Loss (ECL) model for banks and NBFCs. These ...