Small businesses are the backbone of the economy, yet 50% fail within five years—often due to critical cash flow challenges. According to a 2024 survey from Intuit QuickBooks, 43% of small-business ...
Chris Scharman is CEO of Avtech Capital, with 20+ years as a corporate attorney in finance, securities, and mergers & acquisitions. For many businesses, failure can be traced back to a single issue: ...
Misha Esipov, CEO of Nova Credit, believes the Consumer Financial Protection Bureau's 1033 rule will lead to a rise in cash flow underwriting. Cash flow underwriting — the use of consumers' bank and ...
As digital transactions produce more data and the U.S. embraces open banking, an older form of lending is getting a second wind, opening credit opportunities for more borrowers. Cash flow underwriting ...
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