Not all uses of time are equal and this simple truth can make a big difference in life. Understanding how to get the most out of your time starts with knowing—in exact terms—what your time is ...

Learn the importance of the time value of money (TVM) & how to calculate it. See examples showing how TVM builds wealth faster than cash sitting in the bank.

The time value of money concept is all about how money is worth more now than in the future because of its potential growth and earning power.

The time value of money (TVM) is a fundamental principle in finance that explains how the value of money changes over time. Learn the basics, calculations, and applications.

This Technology Workshop illustrates how to leverage a number of functions to perform calculations in Excel involving the time value of money.

The time value of money concept is all about how money is worth more now than in the future because of its potential growth and earning power.

The time value of money concept indicates and formalizes that money is worth more today than in the future. Learn more about how time value of money works.

Everyone’s time is worth money–you just have to calculate how much. For business purposes, it’s helpful to know your and your employees’ hourly values to help you make well-informed decisions.

Calculating the real value of past dollars We can also determine what a certain amount of dollars in an earlier year would be worth in a more-recent time period.

Without considering the time value of money, it is difficult or impossible to determine which project is worth considering. Also, the payback period does not assess the riskiness of the project.