Year-to-date (YTD) return is the amount of profit or loss on investments during the year. Learn how to calculate YTD return and discover its importance.

Year to date (YTD) refers to the period beginning on the first day of the current calendar or fiscal year and extending up to the current date.

The bigger your spreadsheet, the more you need INDEX and MATCH functions, which you can combine with SUM, AVERAGE, and MAX to refine your searches.

Mastering Excel's index and match functions can streamline data analysis and improve efficiency.

For example, if the total of your ending balances is $12,000 and you are 62 days into your annual cycle, your YTD average checking account balance is $193.54.