As per the guidelines of the Reserve Bank of India, every person in the country is entitled to get at least one credit report for free of cost every year from four credit bureaus CIBIL, Equifax, ...

Your credit report is a detailed list of your loans, credit cards, and history of payments. It's the basis for your credit score — a number loan and credit card issuers look at before extending you ...

On the basis of credit score, banks decide whether you will get a personal loan or credit card or not. Cibil score or credit score ranges between 300 to 900, but a CIBIL score of 750 or above is ...

Most people in India know the importance of a CIBIL. It can decide whether someone gets a car loan, a home loan, or even a credit card. Yet, very few actually know how CIBIL works or who controls it.

The Ministry of Finance has stated that a minimum CIBIL score is not required for bank loans for first-time borrowers. Speaking in the Lok Sabha during the monsoon session last week, MoS Pankaj ...