I’m planning to take a personal loan to fund a certification course, but I’ve never taken any loans or used a credit card before. I’m not sure if I even have a CIBIL score. I want to understand what a ...

Most people obsess over their credit scores and bank balances, but renowned financial expert Suze Orman believes there’s a more critical number that could determine your financial future: Your ...

Your credit report is a detailed list of your loans, credit cards, and history of payments. It's the basis for your credit score — a number loan and credit card issuers look at before extending you ...