Dana Miranda is a Certified Educator in Personal Finance, creator of the Healthy Rich newsletter and author of You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. A Microsoft Excel spreadsheet is one ...

Mankind has been using astrology for millennia as a way of telling and recording time. The Bible’s Old and New Testament, as well as the Qur’an, reference lunar phases to mark certain months and dates ...