In the U.S., a strong credit score is crucial for securing loans and favorable interest rates. Whether you're new to credit or looking to improve your score, understanding effective strategies can ...

To build a credit score, start with a secured credit card or become an authorized user on a trusted account. Pay bills on time, keep credit utilization below 30%, and consider a credit-builder loan.

Here’s how to make it better If your credit score needs help, beware of credit repair companies because many are scams. And legitimate ones sell you things you can do yourself for free.