Learn nine ways to maximize your Social Security benefits without working longer, from spousal and survivor benefits to reviewing your statement annually.

Maximize Social Security by covering 35 full earning years, boosting income, and checking records. Missing years with $0 can cut benefits sharply.

According to The Senior Citizens League, two-thirds of older Americans count on their monthly Social Security checks for at least half their income. That means when and how benefits are claimed can ...

The government lets you claim Social Security as early as 62. But the longer you wait — up to age 70 — the more you get every month. Your full retirement age, where you receive 100% of your benefit, ...

Retirees across the United States are exploring ways to increase their monthly Social Security payments. In 2025, several ...

Many Americans are taking Social Security early, but is that wise? It depends. Here's what to know when deciding when to claim Social Security.

Most people would get a larger lifetime benefit by delaying Social Security, possibly until age 70. This is when you qualify ...

The average Social Security benefit for retired workers was $2,005 in June 2025. That figure would increase to $2,059 in the ...

My husband is eight years older than I am. He is still working, but he is also claiming Social Security. I will be able to ...

The wording around Social Securitys retirement age may soon change to help people better understand their claiming options.

A major change may be on the horizon for millions of Americans who rely on Social Security benefits. The federal government ...