Personal loan rates headed in opposite directions this week. The average APR for 3-year loans dipped slightly, offering a bit of relief for short-term borrowers, while 5-year rates rose again.

Last week, personal loan rates increased. However, it’s still possible for highly qualified borrowers to pick up a reasonable interest rate on a personal loan. If you’re interested in ...

Related: Best Personal Loans Current Personal Loan Interest Rates for January 23, 2025 Personal loan rates fluctuate frequently, and each lender determines and sets different rates.

Rates on personal loans declined last week, giving qualified borrowers a chance to secure a reasonable interest rate and finance a project, purchase or even unexpected bills. For borrowers with a ...