In today's world, with the prevalence of contactless payments, Buy Now Pay Later schemes and online loan approvals, maintaining a good credit score has become increasingly challenging. Whether you're ...

"Missing part of a monthly repayment affects your credit rating," said Mr Curtis. "So if you're supposed to repay €100 a month off your loan and you're only paying off €90 a month, that will bring ...

I. Checking your score would lower it: Fetching your credit report leads to a soft inquiry, which has no impact on your ...

Some assume that with an increase in income, their CIBIL will also rise, whereas it is far from true. The credit score, in ...

Gen Z has seen its credit score drop more than any other generation over the past year, largely because of student loan debt.

As BNPL becomes more common, it’s quickly turning into an accepted credit option. In fact, 86% of Americans say they trust ...

A charge-off is a severe, damaging entry on a person's credit report that can hinder future borrowing and remains on the report for years.

The mortgage system has relied on FICO as its sole credit-scoring model for decades to figure out how likely a potential borrower is to pay back a loan on time. That FICO credit score impacted not ...

Your credit doesn't automatically change when you get married. Credit reports and scores remain separate, but shared accounts ...