The word 'virus' gets tossed around a lot. Here's what actually counts, what to watch for, and how to stay two clicks ahead ...

WE WENT TO THE EXPERTS FOR ANSWERS. THERE’S ALL SORTS OF NASTY STUFF OUT THERE. YOU DON’T NEED TO TELL THIS GROUP. THEY ALREADY KNOW THE VIRUSES, THE BACTERIA, EVEN THE BUGS ARE BACK. ONE CATCH OR IS ...