Most Americans score in the “good” category or above, with a number 670 or higher, according to Bank of America. (2) If ...

Equifax will hold costs for scores from FICO rival Vantagescore through 2027 and offer other incentives meant to drive ...

The mortgage system has relied on FICO as its sole credit-scoring model for decades to figure out how likely a potential borrower is to pay back a loan on time. That FICO credit score impacted not ...

FICO just pulled a plot twist in the mortgage world. On October 1, 2025, the company unveiled the FICO® Mortgage Direct ...

Bankcard delinquency rates, for example, hit 11.7% this year, only 2% shy of the Great Recession peak. Meanwhile, credit card ...

Dave Ramsey is often unapologetic when it comes to the credit industry. In last year’s talk about his signature “7 Baby Steps,” the personal finance expert made one thing unmistakable: you don’t need ...

Gen Z has seen its credit score drop more than any other generation over the past year, largely because of student loan debt.

FICO has fired its latest shot in the credit scoring wars, launching a direct license program that promises to slash costs ...

FICO stock surges 24% as it bypasses credit bureaus with a new direct-to-lender licensing program for mortgage scores.

Mortgage lenders can now access scores directly from FICO, rather than just the three main credit bureaus—and consumers may ...

Fair Issac Corporation (NYSE:FICO) shares are trading higher on Thursday after the company launched its FICO Mortgage Direct ...