Here’s a closer look at some of the easiest bank accounts to open. Account details and annual percentage rates (APYs) are accurate as of October 4, 2025. *Earn up to 4.50% Annual Percentage Yield (APY ...

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Online-only banks have grown in popularity in recent years thanks to certain benefits that brick-and-mortar banks can't match. With less overhead costs from not having to operate physical branches, ...