We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Borrowers will need to be strategic in their approach, and that begins ...

Being approved for a $40,000 line of credit isn't always easy. And, right now, with the average credit card interest rate just under a recent record high, it isn't exactly cheap either. Before getting ...

Depending on the type of credit card, the average interest rate varies — and it's constantly changing. Many or all of the products on this page are from partners who compensate us when you click to or ...

If you were hoping the Federal Reserve's recent rate cut, its first of 2025, was going to make your credit card debt easier to pay off, the reality is that there are many other, more important, ...

Learn how credit scores influence car loan interest rates in 2025 and discover tips to secure the best financing for your next vehicle purchase Staff Personal Finance Editor, Buy Side Valerie Morris ...

Being approved for a $40,000 line of credit isn't always easy. And, right now, with the average credit card interest rate just under a recent record high, it isn't exactly cheap either. If you're a ...

Average car loan interest rates range from 5.27% to 21.58%, based on factors such as your credit score, type of car and whether you’re buying a new or used car. In September 2025, the average car loan ...

Here’s how the central bank’s interest rate stance influences car loans, credit cards, mortgages, savings and student loans. By Tara Siegel Bernard The Federal Reserve lowered its key interest rate by ...

If you need to borrow quickly without putting up collateral, you have two realistic choices: personal loans and credit cards. In recent years, however, borrowing with credit cards has become much more ...

A student credit card, when used responsibly, can help you establish a credit history, build your credit score and develop healthy spending habits. Use a student credit card for affordable, ...

Mortgage rates have already edged down some to around 6.35% as of Sept. 11 from around 7% in January. Many consumers have been on the sidelines lately waiting for interest rates to drop before buying ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Tfilm / Getty Images The Federal Reserve cut its ...