Half of plans allow participants to continue to make loan payments after leaving their employer — a feature that can help reduce leakage and increase retirement savings. The PSCA’s Annual Survey ...

Disappointingly, they found the take-up rates to be rather modest. On the other hand, the take-up rate following SECURE 2.0 increased dramatically — from 1% (pre-policy expansion) to 5.5% (post-policy ...

The American Society of Pension Professionals & Actuaries (ASPPA) has announced that it will discontinue its long-running partnership with the Centre for Fiduciary Excellence (CEFEX).

President Franklin D. Roosevelt signed the Social Security Act into law on Aug. 14, 1935, setting in motion one of the most enduring retirement saving vehicles in our history. The storied program is a ...

Retirement plans, in the end, are all about saving and participants. Their attitudes are central to the effectiveness of ...

The final rule codifies provisions of the Setting Every Community Up for Retirement Enhancement Act of 2019 (SECURE Act) (Pub. L. 116-94, Division O) applicable to cooperative and small employer ...

A university professor recently reached out to us at the Plan Sponsor Council of America (PSCA) seeking information on use of ...

Best practice is to start the audit process—including audit firm selection—as early as 90 to 120 days before the plan ...

At first blush it may not have been apparent, but a closer inspection of legislation introduced by Sen. Bill Cassidy (R-La.) to expand retirement benefit access for gig workers reveals that it also ...

Hourly workers have a tendency to cash out retirement plan savings more often than salaried workers do when they leave their job, according to a report from Vanguard. Early cash outs from defined ...

The retirement world had been anxiously awaiting (some with trepidation) the presumed expansion of access to private market and crypto [1] investments by defined contribution plans. Or, as some would ...

Most Americans prefer human retirement professionals significantly more than AI for a wide range of services; nonetheless, many also want to work with those who understand how to use AI as a financial ...