USDA guidelines set waiting periods for obtaining a mortgage following adverse credit events such as bankruptcy, foreclosure, ...

Truth is, crypto cannot be used directly as collateral for conventional, FHA, VA, or USDA home loans. These require dollars.

Crypto mortgages are a new type of mortgage where the crypto is the collateral, not the house. Those with large holdings ...

A MortgageResearch.com analysis reveals a sobering milestone for the Class of 2025: The average college graduate is unlikely ...

What does it take to lower your interest rate by a full percentage point? There are several different strategies you can use to reduce your monthly costs. You can even combine multiple techniques in ...

Manufactured homes are typically more affordable than traditional homes. But first you have to pass the appraisal process.

What Is a Detached Condominium? A detached condominium is a free-standing condominium unit within a condo development. Instead of looking like an apartment like most condos, it is “detached” from ...

What Is A Housing Bubble? First things first, what is a housing bubble? By definition, it’s when home prices are artificially high — too high to be supported by the demand for homes. Price bubbles can ...

A down payment shouldn't be determined simply by how much you have (or don't have) saved. A seasoned loan officer describes ...

Average home prices of $1 million, $2 million or even $4 million? This is not uncommon in many cities in the Pacific ...

A construction-to-permanent loan is a single loan that covers your land purchase and home construction and converts to a ...

How Should Homebuyers Navigate 2025? Each new year, millions of renters resolve to finally become homeowners. The turn of the calendar seems to offer new hope of finding a home, setting down roots, ...